Howards Barnstaple MINI.

0.9% APR representative Terms and Conditions:

Howards Barnstaple MINI trading as Howards Barnstaple is a credit broker not a lender.

¹ 25% minimum deposit required. 0.9% APR representative available on a 24 month MINI Select (PCP) agreement across the full range of MINI models ordered between 1 July 2026 and 30 September 2026 and registered by 31 December 2026 (subject to availability) at participating MINI Retailers. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable).

£400 MINI Customer Loyalty Offer Terms and Conditions:

£400 MINI Customer Loyalty Offer available to existing MINI, BMW and Classic Mini customers on new MINI models ordered from 1 July and delivered by 31 December 2026. Proof of existing ownership via a V5 document registered at the same household address is required. Retail customers only.

Financial Terms and Conditions:

Howards Barnstaple MINI trading as Howards Barnstaple is a credit broker not a lender.

Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Howards Barnstaple MINI trading as Howards Barnstaple introduces customers to MINI Financial Services only for vehicle finance. We do not consider finance offered by other lenders and do not provide independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay us a fixed commission. The amount of commission varies for different vehicle models. The APR and the interest rate that you pay for your finance agreement with MINI Financial Services is fixed by them. Howards Barnstaple MINI cannot change the APR and/or the commission for your finance agreement. MINI Financial Services takes into account the payment of commission when they set the APRs which we offer to customers. The amount of commission will be disclosed to you in good time before you sign the finance agreement. Howards Barnstaple will arrange the sale of the vehicle from MINI UK to MINI Financial Services.